Credit Card Processing for Fertility Clinics and Reproductive Health Practices

Credit Card Processing for Fertility Clinics and Reproductive Health Practices

The cost of infertility

For many patients, figuring out how to pay for IVF treatment can add a layer of stress to the challenges of dealing with infertility. Payment options, such as IVF payment plans, are sometimes the only way patients can fund the cost of treatment. A recent study asked those seeking IVF to track their out-of-pocket payments over 18 months.

On average, expenses added up to a little under $20,000 for a single cycle and included not only the IVF treatment itself but also the costs of monitoring and medication. Patients requiring additional cycles of treatment spent, on average, almost $7,000 per cycle.

Costs associated with other fertility procedures can be a barrier to care as well. Egg freezing has become more popular over recent years as women wait longer to start families. According to a leading website for information about infertility and its treatments, the average cost of freezing eggs is between $15,000 – $20,000 per cycle and patients often choose to have at least two cycles.

Although many companies have responded to increased demand for this procedure by adding it to their insurance benefits, there are still many employers that do not, which means patients are looking for ways to fund treatment through egg freezing payment options.

The cost of reproductive health

For many young women, reproductive health is their primary health need and their principal reason for healthcare spending.

Although some reproductive health visits are considered preventative care, women in their twenties are less likely to have health insurance – because they are no longer in school, too old to be on their parents’ policy, working part-time or in jobs that fail to provide health benefits.

Recent changes in the law will most likely drive many people to drop their health plans as well. Many patients need a financial solution, such as reproductive health payment plans, to help them shoulder the costs of care.

According to the Center for American Progress, uninsured women can pay more than $1,200 annually for the costs associated with oral contraceptives and related doctors’ appointments. Other forms of contraception can be expensive as well; for example, some IUDs cost over $1600 for the healthcare visit and device. Reproductive health payment plans are central to the financial health of many practices.


The anxiety patients feel around fertility financing and IVF costs should not be a barrier to exploring fertility options. Provider-managed payment programs make good business sense, attract new patients to the practice and increase patient satisfaction. Payment options for fertility treatments, such as monthly IVF payment plans and the convenience of credit-card-on-file, allow both patient and provider the freedom to concentrate on outcomes rather than how to pay for IVF treatment.

It is common for women to utilize payment plans to help pay for their reproductive health as well. In addition, younger patients increasingly want to take advantage of on-the-go payment options, such as payments from mobile devices. Reproductive health organizations that provide opportunities for payment through multiple channels see a decrease in days in accounts receivable and spend less money overall on collections.

Practice Management Bridge

Our proprietary Practice Management Bridge® integrates with any practice management system – creating consistent payments, increased payment processing efficiency and stable cash flow. The functionality of Practice Management Bridge is a unique advantage that other companies cannot match in size or scale. Plus, our integrated system allows you to track, manage, report and reconcile payments across your whole organization.

Convenient credit card processing for fertility clinics and reproductive health practices significantly enhances patient collections and accelerates the revenue cycle. The latest technology for IVF payment plans, reproductive health payment plans and egg freezing payment options greatly decrease the administrative burden for providers, making them a cost-effective addition to traditional payment channels. Many successful practices also provide advice to their patients about how to explore financial options outside of what their organization offers.

Some Strategies Include:

“We are an extremely busy optometric practice, and we are always very conscious of business costs.  We use a practice management software and couldn’t believe we could start updating payment directly into the patient ledger and securely keep patients credit card information on file.”

-Optometry Group, Bay Area

“We’re writing to show our appreciation for Rectangle Health.  Initially, I doubted some of the features that were promised, but you guys delivered.  The web payments and payment plans are easy. The ease of email receipts and vaulting cards are great for our Billing Department.  I would recommend any colleagues use your system without reservation.”

-OB/GYN Office, Grapevine Texas

“We have been very satisfied with the degree of customer service and professionalism we have received in the process of switching from our previous processing company to Rectangle Health.”

-Practice Manager, ENT & Audiology, Southlake Texas

“I had been told by many companies that they could integrate into our software, but once they came out and met with me, I could see they really could not do what they said…. Rectangle Health could not only seamlessly integrate with my software as they stated, but they could offer substantial savings each month.”

-Dental Office Manager, Southlake Texas

“We have been a Rectangle Health client for over 3 years now and we’re pleased to say they lived up to their word; from saving us hundreds of dollars in overall monthly fees to even going so far as to customize their online Practice Management Bridge for a special feature we requested.”

-Retina Consultant, Connecticut

“I would like to compliment Rectangle Health.  The customer service has been top notch and your representative is always quick to return our calls.  The payment software is great and has made collecting form our patients so easy.  We would recommend any medical practice to use Rectangle Health!”

-Chiropractic & Acupuncture, Denver, Colorado

“Since we started to use the program, we have had an immediate and noticeable improvement in patient payment at the time of treatment.  Transitioning to Practice Management Bridge has alleviated hours of extraneous work that was unavoidable with our previous retail terminal.  In addition to the invaluable improvements in our practice management, Rectangle Health has saved us money by lowering our processing rate.”

-Office Manager, Cosmetic Dentistry, Solana Beach, California

Learn more about the Rectangle Guarantee.